If a payment fails, you don't earn points and you aren't charged the rewards fee. If you pay part of a bill, you earn points on the amount you pay, and you'll earn on the rest when you pay it.
Payments below £100 are not eligible to earn points and will not incur a rewards fee.
Luxury Escapes allows a maximum of 10 million points per transaction. If your payment would earn more than this limit, your points will be capped at 10 million, and the rewards fee will be calculated based on the capped points amount.
You'll be notified if this limit applies to your payment.