There are several reasons why your bank transfer might not go through:
Your account isn't verified. Complete any outstanding identity or business verification checks in your Bluechain account.
Insufficient funds. Check that you have enough money in your bank account to cover the payment.
Your bank has declined the payment. Your bank may block a transfer because of security checks, payment limits or suspected unusual activity.
The payment exceeds your transfer limit. Check your bank's daily or per-transaction limits, as well as Bluechain's payment limits.
The payment is restricted. Certain recipients or payment types aren't supported. See our restricted payments list.
The recipient's bank account isn't supported. Bluechain currently supports payments to eligible UK bank accounts only.
It's waiting for a second approver. The payment shows "Waiting for approval" until your second signatory approves it in your bank.